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The delay in the effective date did not change the December 11, 2017 deadline for submitting feedback, information and knowledge to DOL regarding the merits of rescinding, modifying or retaining the final rule. DOL believes the 90 day delay permits it enough time to complete the comment solicitation course of, perform a reexamination of the knowledge and information submitted, and take acceptable subsequent steps. DOL did not rule out an additional extension if it acquired reliable information and data that moderately supported assertions that the ultimate rule will result in unwarranted cost increases and associated diminution in incapacity protection benefits.